Summary of Instructional Staff Benefits

• Benefits Summary
• Retirement Plan Options – Long Summary
• Health, Welfare, and Miscellaneous Benefits – Long Summary
• Health Insurance Benefits
• Welfare Fund Benefits
• Flexible Spending Accounts Program
• Voluntary Benefits
• Time and Leave Summary (ECP)

• Benefits Summary
• Retirement Plan Options – Long Summary
• Health, Welfare, and Miscellaneous Benefits – Long Summary
• Health Insurance Benefits
• Welfare Fund Benefits
• Flexible Spending Accounts Program
• Tuition Fee Waiver
• Voluntary Benefits
• Time and Leave Summary – Instructional Staff (Teaching and Non-Teaching)

• Benefits Summary
• Health Insurance Benefits
• Welfare Fund Benefits
• Retirement Benefits, Voluntary Tax-Deferred Annuity (TDA) Plans and 457(b) Plan
• Flexible Spending Accounts Program
• Voluntary Benefits

• Choosing a Health Plan
• NYC Health Insurance Summary Plan Description
• NYC Health Summary of Benefits and Coverage
• Adding Domestic Partner to City Health Plan Coverage
• Dependent Eligibility Required Documentation
• Health Benefits Application
• Basic Plan and Optional Rider Rate Sheet (January 2024)
• Health Benefits Buy Out Waiver Application (2024) - this must be returned with health benefits enrollment application, proof of non City health coverage, and marriage/birth certificates (if applicable)
• Young Adult Option Through Age 29 (NYS Law Chapter 240)

PSC-CUNY Welfare Fund Main Page

Dental Plans

Guardian Dental

• PSC-CUNY Guardian Dental Information
• Guardian Dental Website
• Guardian Dental - Find a Dentist
• Guardian Fee Schedule
• Guardian Dental Forms
• Treatment Exclusions
• Procedural Limitations (By Frequency or Age)

Delta Dental Plan

• PSC-CUNY Delta Dental Information
• Delta Dental Website
• Delta Dental - Find a Dentist
• Delta Dental Copay Schedule
• Delta Dental Forms 
• Limitations and Exclusions
• Video: Your Welfare Fund Delta Dental Benefit

Optical Plan Information

• Davis Vision Website
• Reimbursement Form for Nonparticipating Vision Provider
• Davis Vision Brochure

Prescription Drug Information

• PSC-CUNY Welfare Fund Drug List
• CVS/Caremark Website
• Your 3 Drug Cards & When to Use Them

The Flexible Spending Program allows City employees to deposit a portion of their pre-tax income into accounts maintained for certain health and dependent care expenses not covered by insurance. Employees covered by a non-City group health plan can enroll in the MSC Buy-Out Waiver Program and waive City health benefits to receive an incentive payment, up to $1,000 per year.

• Flexible Spending Accounts Overview
• Flexible Spending Accounts Educational Videos
• FSA Program Guides, Brochures & Forms
• FSA Frequently Asked Questions (FAQs)
• 2024 Flexible Spending Account Application
• Dependent Care Assistance Program (DeCAP)
• 2024 DeCAP Claims Form
• Healthcare Flexible Spending Account (HCFSA)
• 2024 HCFSA Claims Form