Financial Literacy in the Digital Age

Today's financial decisions require more than understanding budgets and credit scores. As AI, digital payments, online banking, and financial technologies become part of everyday life, developing digital financial literacy is essential.

Make Better Financial Decisions

Learn how to evaluate financial information, compare digital financial tools, and use AI responsibly to make informed decisions.

Stay Safe Online

Understand cybersecurity best practices, recognize scams, and protect your financial identity in an increasingly connected world.

Understand Emerging Technologies

Explore blockchain, digital assets, AI, and FinTech innovations without the technical jargon, giving you confidence to understand tomorrow's financial landscape.

Prepare for the Future of Work

Discover how AI and automation are changing careers, entrepreneurship, and wealth-building opportunities, and learn how to adapt with confidence.

Build a Personalized Financial Roadmap

Complete your own Future of Finance Blueprint, providing a practical framework for managing your finances in a rapidly changing digital economy.

This course is ideal for:

• Working professionals seeking greater financial confidence
• Entrepreneurs and small business owners
• College students and recent graduates
• Career changers
• Individuals interested in AI, digital finance, or financial technology
• Anyone who wants to make smarter financial decisions in a technology-driven world

While this course is not designed as job-specific career training, the skills gained are increasingly valuable across nearly every industry. Employers are seeking professionals who understand digital finance, AI, cybersecurity, and emerging technologies to make informed business and financial decisions.

Participants will strengthen highly transferable skills in:

• Financial decision-making
• Digital literacy
• AI literacy
• Cybersecurity awareness
• Critical thinking
• Technology adoption
• Strategic planning

These competencies can support careers in business, banking, marketing, entrepreneurship, nonprofit organizations, government, education, and beyond.

Financial literacy today extends far beyond budgeting and saving. As technology transforms how people manage money, consumers need the knowledge and confidence to understand AI-driven financial tools, digital payment systems, online security, and emerging financial innovations.

This 40-hour certificate program introduces students to the future of personal finance through engaging discussions, practical exercises, and guided projects. Participants will explore how AI is influencing financial decision-making, evaluate modern banking and FinTech platforms, understand blockchain and digital assets, strengthen cybersecurity practices, and examine future trends in wealth creation and entrepreneurship.

By the end of the course, students will have completed a personalized Future of Finance Blueprint that demonstrates their understanding of responsible financial technology use and prepares them to navigate an increasingly digital financial world.

Upon successful completion of this course, students will be able to:

• Explain how AI and emerging technologies are transforming personal finance.
• Evaluate digital banking platforms, FinTech services, blockchain, and digital assets.
• Use AI responsibly to research financial topics and support informed decision-making.
• Identify opportunities and risks associated with emerging financial technologies.
• Apply cybersecurity best practices to protect financial accounts and digital identities.
• Assess future trends impacting careers, entrepreneurship, and wealth creation.
• Develop and present a personalized Future of Finance Blueprint.

• Personal Financial Literacy
• Artificial Intelligence for Financial Research
• Digital Banking & FinTech
• Cryptocurrency & Blockchain Fundamentals
• Cybersecurity & Fraud Prevention
• Digital Identity Protection
• Financial Decision-Making
• Future Financial Planning
• AI Prompting & Research Tools
• Critical Thinking & Risk Assessment

Fall 2026: 

Dates: October 1 - December 10 | Mondays & Thursdays | 6:00 - 8:00 pm 

Total Instructional Hours: 40; Total Sessions: 20; Instructor-Led Online

$475 + $25 registration fee

Total: $500

Angelé Doyne

Angelé Doyne is the Co-Founder of Disruptor DAO, a technology education organization preparing individuals and communities for the digital economy through programming on artificial intelligence, blockchain, and digital financial literacy. She has led workshops, conferences, and curriculum development that help learners use AI responsibly, evaluate digital assets, and build cybersecurity awareness while navigating emerging technologies.

Her background includes program leadership at the National Black Child Development Institute and strategic consulting through The Ampersand Group and Future Partners, a strategy firm founded by former White House officials that advised Fortune 500 companies, public sector organizations, and growing businesses on partnerships, market strategy, and organizational growth. During her time in the Obama White House, Angelé contributed to public-private partnership initiatives focused on strengthening supplier engagement and expanding opportunities for businesses to work with the federal government.

She holds a Master's degree in Public Policy from Howard University, where she built the foundation that complements her work across government, business, and innovation.