Federal Plus Loans for Graduate and Professional Students
For the 2026–2027 academic year, the Federal Graduate PLUS Loan program will be eliminated for new borrowers. Students starting a new graduate or professional program after July 1, 2026, will not be able to borrow under the Federal Graduate PLUS Loan program.
The Federal Graduate PLUS Loan will not be available for students who begin a new graduate or professional program on or after July 1, 2026. Students who are already enrolled in a graduate program and have had a Federal Direct Loan disbursed before July 1, 2026, may continue to borrow under the current rules (including Grad PLUS loans up to the cost of attendance) for up to an additional three academic years or until they complete their program, whichever comes first. For new graduate and professional students starting after July 1, 2026, borrowing will be limited to Federal Direct Unsubsidized Loans only, with new aggregate limits. Graduate Students: $20,500 annual limit, with a $100,000 aggregate (lifetime) limit. Professional Students: $50,000 annual limit, with a $200,000 aggregate (lifetime) limit. For the most up-to-date information on loan programs and options.
More information:
CUNY Federal PLUS Loans for Graduate and Professional Students
Please note these FAQs are subject to change as new or updated guidance is provided by the US Department of Education.
Last Updated: 03/12/2026 16:50