Steven Fernandez, ‘24, Forging a Path to a Career in Finance

Steven Fernandez Headshot

Originally from the Dominican Republic, Steven Fernandez grew up in the vibrant neighborhood of Inwood, Washington Heights. The impact of global events on his family and personal life drove his passion for economics and financial management,

Please share a little about your background — what’s your story?

I'm currently a senior in the Colin Powell School, majoring in economics with a concentration in finance. I was born in the beautiful Dominican Republic and spent my early years in the rural countryside (i.e., “campo”). In 2007, when I was six, my family and I moved to New York. We settled in the vibrant and diverse neighborhood of Inwood, Washington Heights. Our years in upper Manhattan have brought about their fair share of challenges, from finding affordable housing to dealing with the high cost of living and residing in a community with limited access to fresh food. These experiences have strengthened the bond within my family. They are a driving force behind my pursuit of a career in finance, as I hope to make a positive impact on such issues and inspire others in their career paths.

What is your passion or purpose behind your studies at CCNY?

My passion for economics and my purpose in studying at CCNY are driven by a deep curiosity about the subject. Economics is a field that fascinates me because it reveals how people interact with the complex world of monetary and banking policies, which affect everyone. Recent global events, such as the pandemic, have had a profound impact on the world, including my family and me, both financially and psychologically. These experiences heightened my awareness of the significance of effective financial management and investment. I've come to realize that many individuals may find themselves in challenging situations if they do not carefully analyze their financial decisions. These realizations have not only deepened my appreciation for personal finance but also reinforced the value of education. My goal is to major in finance, and my aspiration is to assist both individuals and corporations in making sound and ethical decisions that contribute to equity, equality, and overall growth.

Where are you in your career? How has the Colin Powell School helped you along the way?

I am currently serving as a teacher's assistant in the Department of Finance, where I assist one of the professors in developing workbooks designed to teach financial analytics within the capital markets industry, including topics like portfolio management. The Colin Powell School has played an instrumental role in shaping my academic journey and career progression, providing me with an array of resources, from advanced finance courses to valuable career prospects, all of which have significantly influenced my professional development. Within the school, I've had the privilege of enrolling in advanced finance courses, including financial modeling, and participating in networking events that facilitate connections with prominent employers like JP Morgan Chase and BNY Mellon. Additionally, I seized an exceptional career opportunity by interning at Bloom Energy, a renewable energy manufacturer based in San Jose, California, where I served as an Accounting intern during the summer of 2023. This hands-on experience has allowed me to apply my academic knowledge in a practical context within the finance industry. I can confidently state that the extensive resources provided by the Colin Powell School have empowered me to navigate and shape the trajectory of my professional career within the finance sector.

What are your post-graduation plans?

Upon completing my studies at the Colin Powell School, I want to commit myself to continuous learning and professional growth in the realms of finance, technology, and analytics. My hope is to harness the skills I've acquired to make a meaningful impact in technical positions such as operations, financial analytics, and business analytics.

Please share a significant memory and/or accomplishment from your time at CCNY.

I consider obtaining the position of a finance teacher's assistant at CCNY a fairly strong achievement during my academic journey. It's not something I anticipated during my time in school. A year ago, I couldn't have imagined being offered such a role or considering the challenge it presented. Nevertheless, I am appreciative of this opportunity because it allows me to delve into a different aspect of the finance industry and develop a valuable skill— teaching my peers.

Do you have any advice you could give to current or future students?

I would like to offer three pieces of advice to current or future students within the Colin Powell School:

1. Network Strategically: Building a strong network is crucial not only for your college experience but also for your future career. Make an effort to get to know your peers, professors, and professionals in your field. Interacting with different and diverse people can enhance your interpersonal skills and help you form lasting and meaningful relationships. Networking can also open doors to career opportunities by connecting you with potential employers or mentors that can give you insights on your career or company that they work for. They can also act as mentors as you apply to different opportunities. Building these relationships early in your college journey can pay off in the long run, both personally and professionally. As an example, I currently hold many mentors that within companies that I aspire to work at where they have offered to do coffee chats and mock interviews with them before the application process. Or sometimes you can leave a good impression and receive a referral.

2. Seize Early Opportunities: College is a time for growth and exploration. Don't hesitate to step out of your comfort zone and take advantage of early opportunities. Consider taking on leadership roles in student organizations, pursuing certification courses, joining academic societies, or applying for internships or part-time jobs or externships. These experiences not only enrich your college life but also provide valuable skills and insights that will be beneficial in your future career. Embrace challenges and failures as opportunities to learn and grow, as they will better prepare you for your future endeavors. For instance, practicing interviews for internships early on can make you more confident and skilled when the time comes for crucial job interviews.

3. Get to know yourself: Starting college can be a tough experience, and it's perfectly normal not to have a clear career path from the get go. Take the time to explore your interests, passions, and strengths. College is a unique opportunity to discover what truly excites you and aligns with your values. Don't feel pressured to have everything figured out immediately. Focus on your journey and your needs to excel and never compare your career journeys to others because we aren’t all born to be the same. The important thing is that you're actively working towards finding your path and evolving as an individual. Just like many of your peers and people in the world, you're on a continuous journey of growth and self-realization. Remember that your college experience is a valuable part of that journey, helping you shape your future and contributing to your personal and professional development. Put it this way, your career is your ship and you are the captain, where are we going? and how are you going to prepare yourself and your ship for that trip?

How would you describe the Colin Powell School in three words?

Diverse; Ambitious; Leadership.

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